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CNHA Loan Fund

Empowering Hawaiʻi’s families and businesses

Our Purpose

Pouring water into the plant out of a wooden gourd

The Council for Native Hawaiian Advancement (CNHA) is a Hawaiʻi member based non-profit organization with over 1,000 members of non-profit and for-profit businesses. We are a Certified Native Community Development Financial Institution (CDFI) and a Certified HUD-Housing Counseling agency cultivating community loan funds to catalyze capacity building and promotion of minority-owned asset advancement towards financial sustainability and community contribution.

In alignment with it’s mission, CNHA facilitates a $9 million dollar Loan Fund providing access to loan capital, financial education, and individualized financial counseling services for Hawaiʻi-based small businesses, non-profit organizations and low and moderate-income families.

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FOR QUESTIONS & ADDITIONAL HELP

For questions regarding our loan programs, please email loanfund@hawaiiancouncil.org or call our main line at 808-596-8155.

Loan Products

Small Business Loan

Business loans may be used to cover costs such as equipment, improvements, expansion, or start-up capital. The loan amount, interest rate, and term will be determined by the uses and need for the loan, along with the business and individual’s financial circumstances. If you are interested in applying, please click APPLY NOW under Small Business Loan. Businesses must be operating and in good standing in the State of Hawaiʻi to qualify for this program.

  • $10,000 to $250,000
  • Interest rate up to 8.00%
  • Processing Fee up to 3% of the loan amount
  • Up to 7-year term
  • Most recent 2 years business tax returns
  • Business plan

Minimum required documents to start any request:

  • Most recent 2 months paystubs
  • Most recent years W2s
Apply Now

SBA Microloan

The U.S. Small Business Administration provides funds to specially designated intermediary lenders, which are nonprofit community-based organizations with experience in lending as well as management and technical assistance. These intermediaries administer the Microloan program for eligible borrowers. The microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand. The average microloan is about $13,000. If you are interested in applying, please click APPLY NOW under Small Business Loan. Businesses must be operating and in good standing in the State of Hawaiʻi to qualify for this program.

Minimum required documents to start any request:

  • Most recent 2 months paystubs
  • Most recent years W2s
Apply now

Home Repair Loan

A Home Repair Loan may be used to complete smaller projects (under $25,000).

(Coming Soon)

Home Construction Loan - DHHL Properties ONLY

A loan for home construction, home remodels/extensions/additions.

(Coming Soon)

CNHA Loan Fund – Notice of Nondiscrimination

In accordance with federal law and U.S. Department of the Treasury policy, CNHA is prohibited from discriminating based on race, color, national origin, sex, age, or disability. If a person believes s/he has been subjected to discrimination and/or reprisal because of membership in a protected group then s/he may submit a complaint of discrimination, by mail to
U.S. Department of the Treasury,
Office of Civil Rights and Equal Employment Opportunity ,
1500 Pennsylvania Ave. N.W., Washington, D.C. 20220,
(202) 622-1160 (phone), (202) 622-0367 (fax), or email crcomplaints@treasury.gov
Upon request, a Spanish translation of the Nondiscrimination and Civil Rights Information web page is available Non-Discrimination Statement and Civil Rights Information | Community Development Financial Institutions Fund (cdfifund.gov).Para solicitar esta información en español, envíe una solicitud a través de cdfihelp@cdfi.treas.gov. To request this information in Spanish, please submit a request to cdfihelp@cdfi.treas.gov

Click here to view our CNHA Language Access Plan

Testimonials

What We Do

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Rent & Mortgage Relief

We can help you find the resources you need for your ʻohana to thrive -from mortage to utilities and assistance programs.

See if you qualify
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Kilohana

Kilohana is a collaborative of complementary change agents committed to fulfilling HTA’s vision and specific directives.

See HTA's Strategic Plan
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Community Programs

Our community programs work with members of our community to develop the skills and resources needed to thrive.

Community Programs
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Join Our Community

Become a CNHA member to get the opportunity to join other kānaka in lifting, empowering and inspiring our lāhui.

Become a member

Questions regarding our programs and services?

Call us at 808-596-8155