CNHA LOAN FUND
EMPOWERING HAWAIIAN FAMILIES AND BUSINESSES
our purpose
CNHA is a Native Community Development Financial Institution (CDFI) certified by the US Treasury Department and a HUD-Certified Housing Counseling agency. We provide access to capital, financial education, and individualized financial counseling services with a focus on low and moderate-income families.
In alignment with CNHAʻs mission, the Council facilitates a $5 million dollar Loan Fund to support Hawaii-based small businesses, non-profit organizations and individuals gain access to loan capital.
Our loan products
-
Interim Construction
-
Micro Business
-
Small Business
-
Non-profit
-
Consumer
loan options
Business & Non-Profit Loans
-
Up to $250,000
-
5-8% APR
-
2% processing fee
-
Up to 5-year term
Consumer Home Repair/Renovations Loans
-
Up to $25,000
-
5-10% APR
-
2% processing fee
-
Up to 5-year term
Homestead Home Construction Loans
-
Up to $400,000
-
5% APR
-
2% processing fee
-
Up to 15-month loan
who's eligible
-
Residents of the State of Hawai'i
-
Members of CNHA may qualify for lower interest rates or promotional loan products
business loan application >
consumer or construction loan application >
For more information call our loan department at 808-529-1619
required documents
Please upload the following documents in the online application to be considered:
Small Business & Non-Profit Loans
-
(2) Years Federal Corporate Tax Returns
-
Current Income, Balance Sheet, and Cash Flow Statement
-
Business plan and/or business projection
-
Business Owner Identification (Driver’s License, State ID, Military ID, etc)
Consumer & Home Loans
-
Verification of Income (2 years Tax Returns; pay stubs most recent 60 days; other income evidence if applicable)
-
(2) months most recent bank statement
-
Personal Identification (Driver’s License, State ID, Military ID, etc)
-
For Home Renovation or Construction: estimated invoice from contractor
