CNHA LOAN FUND
EMPOWERING HAWAIIAN FAMILIES AND BUSINESSES
our purpose
CNHA is a Native Community Development Financial Institution (CDFI) certified by the US Treasury Department and a HUD-Certified Housing Counseling agency. We provide access to capital, financial education, and individualized financial counseling services with a focus on low and moderate-income families.
In alignment with CNHAʻs mission, the Council facilitates a $5 million dollar Loan Fund to support Hawaii-based small businesses, non-profit organizations and individuals gain access to loan capital.
Our loan products
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Interim Construction
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Micro Business
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Small Business
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Non-profit
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Consumer
loan options
Business & Non-Profit Loans
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Up to $75,000
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5-8% APR
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2% processing fee
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Up to 5-year term
Consumer Home Repair/Renovations Loans
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Up to $25,000
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5-10% APR
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2% processing fee
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Up to 5-year term
Homestead Home Construction Loans
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Up to $400,000
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5% APR
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2% processing fee
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Up to 15-month loan
who's eligible
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Residents of the State of Hawai'i
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Members of CNHA may qualify for lower interest rates or promotional loan products
business loan application >
consumer or construction loan application >
For more information call our loan department at 808-529-1619
required documents
Please upload the following documents in the online application to be considered:
Small Business & Non-Profit Loans
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(2) Years Federal Corporate Tax Returns
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Current Income, Balance Sheet, and Cash Flow Statement
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Business plan and/or business projection
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Business Owner Identification (Driver’s License, State ID, Military ID, etc)
Consumer & Home Loans
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Verification of Income (2 years Tax Returns; pay stubs most recent 60 days; other income evidence if applicable)
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(2) months most recent bank statement
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Personal Identification (Driver’s License, State ID, Military ID, etc)
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For Home Renovation or Construction: estimated invoice from contractor
